Ask Rusty – Should I Claim Social Security At 63?
Dear Rusty: I’m 63 years old. What are the benefits or negatives of retiring now? How do I begin the process? Signed: Tired of Working
Dear Tired: Your first question is quite open-ended, but I can give you the basics. Your Social Security benefit is based upon something called your “primary insurance amount” (PIA), which is the amount you would get if you claimed at your full retirement age (66 …