Ask Rusty

Why Isn’t My Wife Getting Half of My Benefit?

Dear Rusty: My wife isn’t getting half of my Social Security benefit amount. Shouldn’t she be? Signed: Feeling Cheated

Dear Feeling Cheated:

A spouse does not always receive 50% of the husband’s Social Security benefit, because it depends on the age at which both of you claimed Social Security, and whether your wife was entitled to benefits from her own lifetime work record.

If your wife is entitled …