Ask Rusty

Should My Wife Wait Until Age 70 to Claim?

Dear Rusty: I’m 74 and receiving my Social Security benefits. My wife is 68 and we are delaying her benefits until she’s 70. But I read an article about a wife receiving half of her husband’s benefit, which makes me wonder if my wife waiting is smart. Please let me know your thoughts. Signed: Wondering

Dear Wondering: Your wife waiting until she is 70 to claim her own SS retirement benefit may be a…