About the Basics of Applying for Social Security

Dear Rusty: I am planning to apply for Social Security in May of 2022 and would like to understand how to file. I will be taking it when I am 62. Signed:

Ready to Retire Dear Ready to Retire:

Congratulations on your upcoming retirement! You should apply for your Social Security benefits about 3 months before you wish benefits to begin (you will tell them the month you want benefits to start when you…