Ask Rusty

I’m 66. When Should I Claim Social Security?

  • Ask Rusty
    Ask Rusty

    Dear Rusty: I’d like to get advice on when I should begin taking my Social Security benefit. I turned 66 in October of 2020. Signed: Pondering Retirement

    Dear Pondering:

    Deciding when to claim your Social Security benefit is a personal choice which should consider several factors, most importantly:

    • Your need for the money at this time

    • Your current health and expected longevity

    • Your marital status