Karen L. Schumacher, Drayton, North Dakota, intends to apply to the Federal Reserve Board for permission, to become a co-trustee of the KodaBank Employee Stock Ownership Plan, Drayton, North Dakota, and thereby join a group acting in concert that collectively controls 10 percent or more of the shares and thereby controls Koda Bancor, Drayton, North Dakota (“Koda”). Koda controls Koda Bank, ...