Should I Claim Family Benefits?
Dear Rusty: I was born in 1956 and my wife in 1961. I’ve got 45 years of SSA earnings, and I will have income in 2021. We have 4 minor children, the youngest born in 2012. When is the best time for us to apply for benefits? Are we eligible for family benefits? My statement infers that we are. Signed: Older Dad
Dear Older Dad: Born in 1956, y...